Terms of Service

Agreement to Terms

By accessing or using the services provided by Rotaru & Co Inc. ("we", "our", or "us"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access our services.

Description of Services

We provide financial tools and calculators designed to help Canadians make informed financial decisions, particularly in real estate and personal finance. Our services include:

• Mortgage calculators and analysis
• Property comparison tools
• Buy vs. rent analysis
• Financial planning resources

User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the security of your account and for all activities that occur under your account.

Intellectual Property

The service and all materials therein, including software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, and music, are owned by or licensed to Rotaru & Co Inc. and are protected by intellectual property laws.

Disclaimer

Our services are provided "as is" without any warranty. While we strive to provide accurate information and calculations:

• We do not guarantee the accuracy of our calculations or analysis
• Our tools should not be considered as financial advice
• Users should consult with qualified professionals for specific advice

Limitation of Liability

In no event shall Rotaru & Co Inc., its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

Changes to Terms

We reserve the right to modify or replace these terms at any time. We will provide notice of any significant changes. Your continued use of our services following such changes constitutes acceptance of the new terms.

Contact Us

If you have questions about these Terms, please contact us at dragos@rotaru.co.