Your family CFO.
smartwith.money keeps your whole financial life in order, current, so the only thing left for you is the decisions.
Who it's for
Canadians with a lot going on: a home, maybe a second one, a corp or a side business, a portfolio, a family. You already have a spreadsheet, an accountant, and a dozen questions a year about salary versus dividends or whether the renewal should be fixed or variable. What you don't have is time, or one place where everything is up to date. That's the job.
What we believe
You hand us the paper. We do the books.
Receipts, invoices, statements and slips are read, understood and filed. You answer only what we can’t work out.
One set of books for all of it.
Your household, your corp, your properties and the portfolio, side by side and filtered by whose it is. No one else does this.
Canadian by default.
HST and GST, RRSP, TFSA and FHSA room, CCPC rules, principal residence, CRA deadlines. Built in, not bolted on.
Every number can explain itself.
Tap any total and see the entries behind it. We show the math, always.
Your money is your business.
Export everything whenever you like. Delete it all with one confirmation. No ads, no selling your data.
Who makes it
smartwith.money is built in Canada by Rotaru & Co Inc., a small team that keeps its own books in it. Write to us at any time; a person answers.